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Kembali| NIM (Student Number) | C1K010056 |
|---|---|
| Nama Mahasiswa | TRIA JAYANTI |
| Judul Artikel | A COMPARATIVE EFFICIENCY STUDY ON STATE-OWNED COMMERCIAL BANKS AND PRIVATE-OWNED BANKS IN INDONESIA USING DATAENVELOPMENT ANALYSIS (DEA) |
| Abstrak | Penelitian ini merupakan studi empiris pada Bank Umum Pemerintah dan Bank Umum Swasta yang terdaftar di Bursa Efek Indonesia pada periode 2009-2012. Penelitian yang berjudul "Analisis Perbandingan Efisiensi antara Bank Umum Pemerintah dan Bank Umum Swasta di Indonesia Menggunakan Data Envelopment Analysis (DEA)" bertujuan untuk membandingkan dan menganalisis efisiensi bank umum milik negara dan bank milik swasta selama periode 2009-2012. Populasi yang digunakan adalah bank milik pemerintah dan bank milik swasta yang terdaftar di Bursa Efek Indonesia (BEI). Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling dengan mengambil 4 bank umum milik negara dan 13 bank swasta. Pengukuran efisiensi dalam penelitian ini menggunakan metode Data Envelopment Analysis (DEA) dengan pendekatan intermediasi. Variabel input yang digunakan dalam penelitian adalah simpanan, aset, dan biaya tenaga kerja, sedangkan variabel outputnya adalah pembiayaan dan pendapatan. Untuk mengetahui perbedaan efisiensi antara bank milik pemerintah dan bank milik swasta, penelitian ini menggunakan uji beda parametrik Independent Sample T-Test. Hasil dari penelitian ini menunjukan bahwa tidak terdapat perbedaan yang signifikan antara efisiensi bank milik pemerintah dan bank milik swasta selama periode 2009-2012. |
| Abstrak (Inggris) | This research is an empirical study on State-owned Commercial and Private-owned Banks listed on Indonesia Stock Exchange at period 2009-2012. The research entitled “A Comparative Efficiency Study On State-Owned Commercial Banks And Private-Owned Banks In Indonesia Using DataEnvelopment Analysis (DEA)”. This study aims to compare and analyze the efficiency of state-owned commercial banks and private-owned banks during the period 2009-2012. The data of populationare state-owned commercial banks and private-owned banks listed in Indonesian Stock Exchange(IDX). Byusing purposive sampling research, 4 state-owned commercial banks and 13 private-owned banks are chosen as sample.This study uses Data Envelopment Analysis (DEA) method with intermediation approach.To find out the difference of efficiency between state-owned commercial and private-owned banks, this study used parametric different test of Independent Sample T-test. The result of this research indicates that: (1)The efficiency level of state-owned commercial banks listed in IDX period 2009-2012 is not perfectly efficient or 97.8 percent. (2) The efficiency level of private-owned banks listed in IDX period 2009-2012 is not perfectly efficient or 91.7 percent. (3)There is no significant difference in the efficiency levelbetween state-owned commercial banks and private-owned banks during the period 2009-2012 As implications of the conclusion above, the less efficient banks suggested to increase the level of efficiency to compete with other banks.State-owned commercial banks and private-owned banks can improve efficiency in order to achieve a perfect level of efficiency, it can be carried out by several ways; allocating through surplus deposit to total asset division especially for productive assets, increasing the loan or credit portion which constitutes part of total asset itself, using contract system for the workers and working together with education institution or universities in the term of qualified human resources provision, carrying out precautionary principle in the loan without obstructing intended target and by carrying out strict supervision after credit provision, as well as creating innovation in product and service expense related to deposit will increase interest revenue and operational income. |
| Kata Kunci | Efficiency, Data Envelopment Analysis,State-owned Commercial Banks, Private-owned Banks |
| Nama Pembimbing 1 | Hj. Wiwiek Rabiatul Adawiyah M.sc., Ph.D. |
| Nama Pembimbing 2 | Dian PurnomoJati, SE, M.Sc. |
| Tahun | 2014 |
| Jumlah Halaman | 103 |
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